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  Toms Sko    7/16(木) 15:49:53 No.20150716154953

To this point, it doesn't appear that the state GOP has been interested enough to get to the bottom of what happened. In the complaint, the four candidates state that witnesses have revealed a timeline that shows Stewart's campaign must have known about the baseless allegations made by Hanks. For starters, no letter disparaging Steward could be produced. Then, the Stewart campaign had a response prepared   a response to a letter that the nominee's campaign officials said they knew nothing about."The system is completely broken," Marc Weinberg, the former acting director at the federal agency charged with monitoring the appraisal industry, told the AP before he retired earlier this year. territories have violated federal rules by failing to investigate and resolve complaints about appraisers within a year. Some complaints sat uninvestigated for as long as four years. As a result, hundreds of appraisers accused of wrongdoing remained in business. The only tool federal regulators have to force states into compliance is so draconian   it would effectively halt all mortgage lending in a state   that it has never been used. Both state appraisal boards and the federal agency charged with overseeing them are chronically understaffed, many with only one full time investigator to handle the hundreds of complaints that arrive each year. Some don even have an investigator. "The appraisal reforms of the late 1980s were good reforms," said Susan Wachter, a real estate professor at the University of Pennsylvania Wharton School of Business. "But they were not sufficient to prevent what we have seen . because regulation without teeth is not regulation."

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